Birmingham, AL Payday Loans Lenders
22 local stores from 5 companies located in Birmingham, AL
Rating
|
Reviews
|
Lender |
---|---|---|
5.00
|
697
reviews
|
Advance America
has 5 offices
|
4.90
|
565
reviews
|
Check 'n Go
has 4 offices
|
4.80
|
21
review
|
Check into Cash
has 1 office
|
4.32
|
689
reviews
|
Easy Money
has 11 office
|
4.10
|
59
reviews
|
Speedy Cash
has 1 office
|
All Birmingham, AL Lenders Offices by Rating
Rating
|
Office Address |
---|---|
5.00
447 reviews
|
Advance America
9784 Parkway East,
Birmingham,
AL 35215
show on map
tel: 205-815-2780
Hours:
Monday:
8:00 AM – 5:30 PM
Tuesday:
10:00 AM – 6:00 PM
Wednesday:
10:00 AM – 6:00 PM
Thursday:
10:00 AM – 6:00 PM
Friday:
9:00 AM – 6:00 PM
Saturday:
Closed
Sunday:
Closed
|
5.00
232 reviews
|
Check 'n Go
1717 Crestwood Drive,
Birmingham,
AL 35210
show on map
tel: 205-951-9525
Hours:
Monday:
10:00 AM – 6:00 PM
Tuesday:
10:00 AM – 6:00 PM
Wednesday:
10:00 AM – 6:00 PM
Thursday:
10:00 AM – 6:00 PM
Friday:
10:00 AM – 6:00 PM
Saturday:
10:00 AM – 2:00 PM
Sunday:
Closed
|
5.00
141 review
|
Advance America
2245-B Bessemer Road,
Birmingham,
AL 35208
show on map
permanently closed
|
5.00
52 reviews
|
Advance America
5925 Trussville Crossings Parkway, Ste. 105,
Birmingham,
AL 35235
show on map
permanently closed
|
5.00
36 reviews
|
Advance America
1445 Forestdale Blvd., Ste. 109,
Birmingham,
AL 35214
show on map
permanently closed
|
5.00
21 review
|
Advance America
5363 Hwy. 280 #103-B,
Birmingham,
AL 35242
show on map
permanently closed
|
4.90
155 reviews
|
Check 'n Go
1423 Gadsden Highway Ste 139,
Birmingham,
AL 35235
show on map
tel: 205-413-8014
Hours:
Monday:
10:00 AM – 6:00 PM
Tuesday:
10:00 AM – 6:00 PM
Wednesday:
10:00 AM – 6:00 PM
Thursday:
10:00 AM – 6:00 PM
Friday:
10:00 AM – 6:00 PM
Saturday:
10:00 AM – 2:00 PM
Sunday:
Closed
|
4.90
101 review
|
Check 'n Go
1301 3rd Ave. W Ste B,
Birmingham,
AL 35208
show on map
tel: 205-788-4702
Hours:
Monday:
10:00 AM – 6:00 PM
Tuesday:
10:00 AM – 6:00 PM
Wednesday:
10:00 AM – 6:00 PM
Thursday:
10:00 AM – 6:00 PM
Friday:
10:00 AM – 6:00 PM
Saturday:
10:00 AM – 2:00 PM
Sunday:
Closed
|
4.80
104 reviews
|
Easy Money
4673 Hwy 280 East, Suite C,
Birmingham,
AL 35243
show on map
tel: 205-437-1515
Hours:
Monday:
9:00 AM – 7:00 PM
Tuesday:
9:00 AM – 6:00 PM
Wednesday:
9:00 AM – 6:00 PM
Thursday:
9:00 AM – 7:00 PM
Friday:
9:00 AM – 7:00 PM
Saturday:
9:00 AM – 4:00 PM
Sunday:
Closed
|
4.80
77 reviews
|
Check 'n Go
137 Bessemer Super Highway,
Birmingham,
AL 35228
show on map
tel: 205-929-6646
Hours:
Monday:
10:00 AM – 6:00 PM
Tuesday:
10:00 AM – 6:00 PM
Wednesday:
10:00 AM – 6:00 PM
Thursday:
10:00 AM – 6:00 PM
Friday:
10:00 AM – 6:00 PM
Saturday:
10:00 AM – 2:00 PM
Sunday:
Closed
|
4.80
43 reviews
|
Easy Money
1001 Bankhead Hwy.,
Birmingham,
AL 35204
show on map
tel: 205-397-1200
Hours:
Monday:
9:00 AM – 7:00 PM
Tuesday:
9:00 AM – 6:00 PM
Wednesday:
9:00 AM – 6:00 PM
Thursday:
9:00 AM – 7:00 PM
Friday:
9:00 AM – 7:00 PM
Saturday:
9:00 AM – 4:00 PM
Sunday:
Closed
|
4.80
21 review
|
Check into Cash
9921 Parkway East,
Birmingham,
AL 35215
show on map
permanently closed
|
4.70
93 reviews
|
Easy Money
1678 Montgomery Hwy, Suite 105,
Birmingham,
AL 35216
show on map
tel: 205-413-4460
Hours:
Monday:
9:00 AM – 7:00 PM
Tuesday:
9:00 AM – 6:00 PM
Wednesday:
9:00 AM – 6:00 PM
Thursday:
9:00 AM – 7:00 PM
Friday:
9:00 AM – 7:00 PM
Saturday:
9:00 AM – 4:00 PM
Sunday:
11:00 AM – 5:00 PM
|
4.60
73 reviews
|
Easy Money
728 S. 23rd. Street,
Birmingham,
AL 35233
show on map
tel: 205-769-3800
Hours:
Monday:
9:00 AM – 7:00 PM
Tuesday:
9:00 AM – 6:00 PM
Wednesday:
9:00 AM – 6:00 PM
Thursday:
9:00 AM – 7:00 PM
Friday:
9:00 AM – 7:00 PM
Saturday:
9:00 AM – 4:00 PM
Sunday:
Closed
|
4.40
102 reviews
|
Easy Money
210 B Midfield Alley,
Birmingham,
AL 35228
show on map
tel: 205-923-3762
Hours:
Monday:
9:00 AM – 7:00 PM
Tuesday:
9:00 AM – 6:00 PM
Wednesday:
9:00 AM – 6:00 PM
Thursday:
9:00 AM – 7:00 PM
Friday:
9:00 AM – 7:00 PM
Saturday:
9:00 AM – 4:00 PM
Sunday:
11:00 AM – 5:00 PM
|
4.30
43 reviews
|
Easy Money
2145 Bessemer Rd,
Birmingham,
AL 35208
show on map
tel: 205-781-9171
Hours:
Monday:
8AM–9PM
Tuesday:
8AM–9PM
Wednesday:
8AM–9PM
Thursday:
8AM–9PM
Friday:
8AM–10PM
Saturday:
8AM–9PM
Sunday:
10AM–6PM
|
4.20
49 reviews
|
Easy Money
1552 Montclair Road,
Birmingham,
AL 35210
show on map
tel: 205-956-2424
Hours:
Monday:
9:00 AM – 7:00 PM
Tuesday:
9:00 AM – 6:00 PM
Wednesday:
9:00 AM – 6:00 PM
Thursday:
9:00 AM – 7:00 PM
Friday:
9:00 AM – 7:00 PM
Saturday:
9:00 AM – 4:00 PM
Sunday:
11:00 AM – 5:00 PM
|
4.20
18 reviews
|
Easy Money
6400 First Avenue N,
Birmingham,
AL 35212
show on map
tel: 205-591-0800
Hours:
Monday:
9:00 AM – 7:00 PM
Tuesday:
9:00 AM – 6:00 PM
Wednesday:
9:00 AM – 6:00 PM
Thursday:
9:00 AM – 7:00 PM
Friday:
9:00 AM – 7:00 PM
Saturday:
9:00 AM – 4:00 PM
Sunday:
Closed
|
4.20
12 reviews
|
Easy Money
3355 Vanderbilt Road,
Birmingham,
AL 35217
show on map
permanently closed
|
4.10
59 reviews
|
Speedy Cash
321 Palisades Blvd,
Birmingham,
AL 35209
show on map
permanently closed
|
3.90
68 reviews
|
Easy Money
2168 Green Springs Hwy.,
Birmingham,
AL 35205
show on map
tel: 205-942-0001
Hours:
Monday:
9:00 AM – 7:00 PM
Tuesday:
9:00 AM – 6:00 PM
Wednesday:
9:00 AM – 6:00 PM
Thursday:
9:00 AM – 7:00 PM
Friday:
9:00 AM – 7:00 PM
Saturday:
9:00 AM – 4:00 PM
Sunday:
11:00 AM – 5:00 PM
|
3.40
84 reviews
|
Easy Money
9420 Parkway East,
Birmingham,
AL 35215
show on map
tel: 205-413-4478
Hours:
Monday:
9:00 AM – 7:00 PM
Tuesday:
9:00 AM – 6:00 PM
Wednesday:
9:00 AM – 6:00 PM
Thursday:
9:00 AM – 7:00 PM
Friday:
9:00 AM – 7:00 PM
Saturday:
9:00 AM – 4:00 PM
Sunday:
11:00 AM – 5:00 PM
|
Near By Cities by Office Count
27 CFPB Complaints in Birmingham
There were 27 CFPB complaints in Birmingham since Apr 2014.
Complaints over Years
Top 6 Companies
- Check 'n Go: 8
- Speedy Cash: 8
- Community Choice Financial: 4
- Advance America: 3
- Ace Cash Express: 2
- Easy Money: 2
Top 3 Complaints Issues
- Cont'd attempts collect debt not owed: 5
- Charged fees or interest I didn't expect: 4
- Communication tactics: 4
Latest Reviews
Taneshia Wells
@google
5
/ 5
May 3, 2024
about Easy Money's office
210 B Midfield Alley, Birmingham, AL 35228
Ebony Blake
@google
5
/ 5
May 2, 2024
about Check 'n Go's office
1423 Gadsden Highway Ste 139, Birmingham, AL 35235
Kamari Robinson
@google
5
/ 5
Apr 30, 2024
about Easy Money's office
210 B Midfield Alley, Birmingham, AL 35228
Payday Loans in Birmingham
Deffered presentment companies in Birmingham operate under Alabama law and local ordinance.
Payday loan local law in Birmingham
- ORDINANCE NO. 13-178
- Approved on Dec 17, 2013
As a response to the growing payday loan market in Birmingham City, the zoning law was passed. The main limiting factor is the limitation of the location of the storefront within a radius of 2000 feet from another store.
Birmingham Payday Loans Timeline News
- Sept 2011, New zoning ordinance was introduced to Council;
- 2012, Harvest Community Church asked lawmakers to limit payday loans storefronts;
- Dec 2013, The zoning ordinance was passed;
- Jan 2019, Councilwoman Lashunda Scales offered a new ordinance to control the no credit check payday loan business, she also said about opening new financial possibilities from banks.
Birmingham Payday Loans Stats
- In the 2013 year, 90 payday loans outlets in the City;
Birmingham Residents Debt-to-Income Ratios
Birmingham residents have 637 median credit score and
the average number of late payments is about 5.72.
Below represented DTI (Debt-to-Income) ratios shows how Birmingham residents debts stacks up against their income.
As of 2020.
Credit Card DTI
6.44%
Mortgage DTI
357.48%
Car Loan DTI
41.22%
Student Loan DTI
65.23%
Birmingham Residents Financial Statistics
Below represented statistics is for Birmingham,
Jefferson County, Alabama.
As of 2019.
Median age of Birmingham's residents, years
35
Labour force participation rate, %
60.3%
Unemployment rate, %
9.0%
% of residents with no health insurance
12.4%
Median individual income, USD
$22,646
Median household income, USD
$37,375
% of households with income under $35,000
47.8%
% of households with income $35,000 - $75,000
29.7%
% of households with income $75,000 - $100,000
9.2%
% of households with income over $100,000
13.4%
% of households that own their residence
44.9%
Median home value owned by residents, USD
$94,786
Median rent cost, USD
$837
Rent Burden, %
36.0%
Some official sources of data we used to build this page:
Birmingham,
AL
Payday Loans are legal* in Alabama.
22
Local Stores
5
Companies
2031
Review
YES
Online Loans