Temple, TX Payday Loans Lenders

4 local stores from 3 companies located in Temple, TX

Rating	Reviews	Lender
4.60	228 reviews	Ace Cash Express has 1 office
4.90	448 reviews	Check 'n Go has 1 office
4.90	1k+ reviews	TitleMax has 2 offices

All Temple, TX Lenders Offices by Rating

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Open Now 76504 76502

Rating	Office Address
4.90 744 reviews	TitleMax 1109 W. Adams Ave, Temple, TX 76504 show on map tel: 254-774-1877 Hours: + - Monday: 10:00 AM – 7:00 PM Tuesday: 10:00 AM – 7:00 PM Wednesday: 10:00 AM – 7:00 PM Thursday: 10:00 AM – 7:00 PM Friday: 10:00 AM – 7:00 PM Saturday: 10:00 AM – 4:00 PM Sunday: Closed
4.90 661 review	TitleMax 2715 Thornton Ln, Temple, TX 76502 show on map tel: 254-774-6944 Hours: + - Monday: 10:00 AM – 7:00 PM Tuesday: 10:00 AM – 7:00 PM Wednesday: 10:00 AM – 7:00 PM Thursday: 10:00 AM – 7:00 PM Friday: 10:00 AM – 7:00 PM Saturday: 10:00 AM – 4:00 PM Sunday: Closed
4.90 448 reviews	Check 'n Go 1616A SW H K Dodgen Loop, Temple, TX 76504 show on map tel: 254-899-1161 Hours: + - Monday: 10:00 AM – 6:00 PM Tuesday: 10:00 AM – 6:00 PM Wednesday: 10:00 AM – 6:00 PM Thursday: 10:00 AM – 6:00 PM Friday: 10:00 AM – 6:00 PM Saturday: 10:00 AM – 2:00 PM Sunday: Closed
4.60 228 reviews	Ace Cash Express 1416 S 31st St, Temple, TX 76504 show on map tel: 254-791-9100 Hours: + - Monday: 9:00 AM – 7:00 PM Tuesday: 9:00 AM – 7:00 PM Wednesday: 9:00 AM – 7:00 PM Thursday: 9:00 AM – 7:00 PM Friday: 9:00 AM – 8:00 PM Saturday: 9:00 AM – 5:00 PM Sunday: Closed

Near By Cities by Office Count

Killeen(4)

2 CFPB Complaints in Temple

There were 2 CFPB complaints in Temple since Sep 2015.

Complaints over Years

Top 2 Companies

Speedy Cash: 1
Ace Cash Express: 1

Top 2 Complaints Issues

Attempts to collect debt not owed: 1
Taking/threatening an illegal action: 1

Latest Reviews

Kiara Collins @google

5 ^{/ 5} Aug 12, 2024

about Check 'n Go's office

1616A SW H K Dodgen Loop, Temple, TX 76504

T Elease @google

5 ^{/ 5} Aug 12, 2024

about Ace Cash Express's office

1416 S 31st St, Temple, TX 76504

Marilyn Worthm @google

5 ^{/ 5} Aug 5, 2024

about Ace Cash Express's office

1416 S 31st St, Temple, TX 76504

Payday Loans in Temple

The City of Temple has the local regulation for payday loans (cash advance) companies.

Ordinance 2015-4739 (Chapter 41);
Adopted on 17 Dec 2015;

The main options of this ordinance are:

A CAB (credit access business) must keep all records about payday loan transactions;
An amount of payday loan can not exceed 20% of a borrower’s income;
No more than 4 installment payments;
No more than 3 renewals for single lump sum.

Zoning Requirements

Ordinance No. 2015-4740;
Approved on 17 Dec 2015;
Signed by Daniel A.Dunn (Mayor), Lacy Borgeson (City Secretary), Kayala Landeros (City Attorney)

The ordinance contains the main features:

A payday loan lender can not be located within 1,000 feet of another lender;
A payday loan lender can not be located within 200 feet of residents properties;
Stores can not be located near the Major Arterial Road and Expressway.

To Complain in Temple

DIVISION OF GENERAL SERVICES OFFICE

Send the complaint form to 101 N MAIN ST. TEMPLE TX 76501
Call: 254-298-5997

Temple Payday Loans Stats

May 2021, (by occc.texas.gov) 6 storefronts operate in Temple:
- LOANSTAR TITLE LOANS (2 stores);
- TITLEMAX (2 stores);
- ACE CASH EXPRESS (1 store);
- CHECK N GO (1 store).

Temple Residents Debt-to-Income Ratios

Temple residents have 669 median credit score and the average number of late payments is about 7.1. Below represented DTI (Debt-to-Income) ratios shows how Temple residents debts stacks up against their income. As of 2020.

Credit Card DTI

5.59%

Mortgage DTI

289.22%

Car Loan DTI

42.46%

Student Loan DTI

45.39%

Temple Residents Financial Statistics

Below represented statistics is for Temple, Bell County, Texas. As of 2019.

Median age of Temple's residents, years

Labour force participation rate, %