Temple, TX Payday Loans Lenders
4 local stores from 3 companies located in Temple, TX
Rating
|
Reviews
|
Lender |
---|---|---|
4.60
|
228
reviews
|
Ace Cash Express
has 1 office
|
4.90
|
448
reviews
|
Check 'n Go
has 1 office
|
4.90
|
1k+
reviews
|
TitleMax
has 2 offices
|
All Temple, TX Lenders Offices by Rating
Rating
|
Office Address |
---|---|
4.90
744 reviews
|
TitleMax
1109 W. Adams Ave,
Temple,
TX 76504
show on map
tel: 254-774-1877
Hours:
Monday:
10:00 AM – 7:00 PM
Tuesday:
10:00 AM – 7:00 PM
Wednesday:
10:00 AM – 7:00 PM
Thursday:
10:00 AM – 7:00 PM
Friday:
10:00 AM – 7:00 PM
Saturday:
10:00 AM – 4:00 PM
Sunday:
Closed
|
4.90
661 review
|
TitleMax
2715 Thornton Ln,
Temple,
TX 76502
show on map
tel: 254-774-6944
Hours:
Monday:
10:00 AM – 7:00 PM
Tuesday:
10:00 AM – 7:00 PM
Wednesday:
10:00 AM – 7:00 PM
Thursday:
10:00 AM – 7:00 PM
Friday:
10:00 AM – 7:00 PM
Saturday:
10:00 AM – 4:00 PM
Sunday:
Closed
|
4.90
448 reviews
|
Check 'n Go
1616A SW H K Dodgen Loop,
Temple,
TX 76504
show on map
tel: 254-899-1161
Hours:
Monday:
10:00 AM – 6:00 PM
Tuesday:
10:00 AM – 6:00 PM
Wednesday:
10:00 AM – 6:00 PM
Thursday:
10:00 AM – 6:00 PM
Friday:
10:00 AM – 6:00 PM
Saturday:
10:00 AM – 2:00 PM
Sunday:
Closed
|
4.60
228 reviews
|
Ace Cash Express
1416 S 31st St,
Temple,
TX 76504
show on map
tel: 254-791-9100
Hours:
Monday:
9:00 AM – 7:00 PM
Tuesday:
9:00 AM – 7:00 PM
Wednesday:
9:00 AM – 7:00 PM
Thursday:
9:00 AM – 7:00 PM
Friday:
9:00 AM – 8:00 PM
Saturday:
9:00 AM – 5:00 PM
Sunday:
Closed
|
Near By Cities by Office Count
2 CFPB Complaints in Temple
There were 2 CFPB complaints in Temple since Sep 2015.
Complaints over Years
Top 2 Companies
- Speedy Cash: 1
- Ace Cash Express: 1
Top 2 Complaints Issues
- Attempts to collect debt not owed: 1
- Taking/threatening an illegal action: 1
Latest Reviews
Kiara Collins
@google
5
/ 5
Aug 12, 2024
about Check 'n Go's office
1616A SW H K Dodgen Loop, Temple, TX 76504
T Elease
@google
5
/ 5
Aug 12, 2024
about Ace Cash Express's office
1416 S 31st St, Temple, TX 76504
Marilyn Worthm
@google
5
/ 5
Aug 5, 2024
about Ace Cash Express's office
1416 S 31st St, Temple, TX 76504
Payday Loans in Temple
The City of Temple has the local regulation for payday loans (cash advance) companies.
- Ordinance 2015-4739 (Chapter 41);
- Adopted on 17 Dec 2015;
The main options of this ordinance are:
- A CAB (credit access business) must keep all records about payday loan transactions;
- An amount of payday loan can not exceed 20% of a borrower’s income;
- No more than 4 installment payments;
- No more than 3 renewals for single lump sum.
Zoning Requirements
- Ordinance No. 2015-4740;
- Approved on 17 Dec 2015;
- Signed by Daniel A.Dunn (Mayor), Lacy Borgeson (City Secretary), Kayala Landeros (City Attorney)
The ordinance contains the main features:
- A payday loan lender can not be located within 1,000 feet of another lender;
- A payday loan lender can not be located within 200 feet of residents properties;
- Stores can not be located near the Major Arterial Road and Expressway.
To Complain in Temple
DIVISION OF GENERAL SERVICES OFFICE
Send the complaint form to 101 N MAIN ST. TEMPLE TX 76501
Call: 254-298-5997
Temple Payday Loans Stats
- May 2021, (by occc.texas.gov) 6 storefronts operate in Temple:
- LOANSTAR TITLE LOANS (2 stores);
- TITLEMAX (2 stores);
- ACE CASH EXPRESS (1 store);
- CHECK N GO (1 store).
Temple Residents Debt-to-Income Ratios
Temple residents have 669 median credit score and
the average number of late payments is about 7.1.
Below represented DTI (Debt-to-Income) ratios shows how Temple residents debts stacks up against their income.
As of 2020.
Credit Card DTI
5.59%
Mortgage DTI
289.22%
Car Loan DTI
42.46%
Student Loan DTI
45.39%
Temple Residents Financial Statistics
Below represented statistics is for Temple,
Bell County, Texas.
As of 2019.
Median age of Temple's residents, years
34
Labour force participation rate, %
62.1%
Unemployment rate, %
5.5%
% of residents with no health insurance
12.0%
Median individual income, USD
$28,273
Median household income, USD
$54,873
% of households with income under $35,000
32.2%
% of households with income $35,000 - $75,000
34.0%
% of households with income $75,000 - $100,000
13.5%
% of households with income over $100,000
20.2%
% of households that own their residence
54.6%
Median home value owned by residents, USD
$142,111
Median rent cost, USD
$889
Rent Burden, %
27.0%
Some official sources of data we used to build this page:
Temple,
TX
Payday Loans are legal* in Texas.
4
Local Stores
3
Companies
2081
Review
YES
Online Loans