Laredo, TX Payday Loans Lenders
14 local stores from 5 companies located in Laredo, TX|
Rating
|
Reviews
|
Lender |
|---|---|---|
|
4.98
|
3k+
review
|
Ace Cash Express
has 6 offices
|
|
5.00
|
477
reviews
|
Advance America
has 1 office
|
|
5.00
|
598
reviews
|
Check 'n Go
has 2 offices
|
|
4.70
|
222
reviews
|
Speedy Cash
has 2 offices
|
|
5.00
|
2k+
reviews
|
TitleMax
has 3 offices
|
All Laredo, TX Lenders Offices by Rating
|
Rating
|
Office Address |
|---|---|
|
5.00
1610 reviews
|
TitleMax
4316 San Bernardo Ave,
Laredo,
TX 78041
show on map
tel: 956-728-7337
Hours:
Monday:
10:00 AM – 7:00 PM
Tuesday:
10:00 AM – 7:00 PM
Wednesday:
10:00 AM – 7:00 PM
Thursday:
10:00 AM – 7:00 PM
Friday:
10:00 AM – 7:00 PM
Saturday:
10:00 AM – 4:00 PM
Sunday:
Closed
|
|
5.00
847 reviews
|
TitleMax
2201 Chestnut Street,
Laredo,
TX 78046
show on map
tel: 956-253-1380
Hours:
Monday:
10:00 AM – 7:00 PM
Tuesday:
10:00 AM – 7:00 PM
Wednesday:
10:00 AM – 7:00 PM
Thursday:
10:00 AM – 7:00 PM
Friday:
10:00 AM – 7:00 PM
Saturday:
10:00 AM – 4:00 PM
Sunday:
Closed
|
|
5.00
827 reviews
|
Ace Cash Express
500 W Calton Rd,
Laredo,
TX 78041
show on map
tel: 956-728-1160
Hours:
Monday:
9:00 AM – 8:00 PM
Tuesday:
9:00 AM – 8:00 PM
Wednesday:
9:00 AM – 8:00 PM
Thursday:
9:00 AM – 8:00 PM
Friday:
9:00 AM – 8:00 PM
Saturday:
9:00 AM – 5:00 PM
Sunday:
Closed
|
|
5.00
579 reviews
|
Ace Cash Express
2308 Guadalupe St,
Laredo,
TX 78043
show on map
tel: 956-791-2274
Hours:
Monday:
9:00 AM – 7:00 PM
Tuesday:
9:00 AM – 7:00 PM
Wednesday:
9:00 AM – 7:00 PM
Thursday:
9:00 AM – 7:00 PM
Friday:
9:00 AM – 7:00 PM
Saturday:
9:00 AM – 5:00 PM
Sunday:
Closed
|
|
5.00
549 reviews
|
Ace Cash Express
2905 S Zapata Hwy,
Laredo,
TX 78046
show on map
tel: 956-717-3677
Hours:
Monday:
9:00 AM – 7:00 PM
Tuesday:
9:00 AM – 7:00 PM
Wednesday:
9:00 AM – 7:00 PM
Thursday:
9:00 AM – 7:00 PM
Friday:
9:00 AM – 7:00 PM
Saturday:
9:00 AM – 5:00 PM
Sunday:
Closed
|
|
5.00
541 review
|
Ace Cash Express
3502 San Bernardo Ave,
Laredo,
TX 78041
show on map
tel: 956-791-1500
Hours:
Monday:
9:00 AM – 8:00 PM
Tuesday:
9:00 AM – 8:00 PM
Wednesday:
9:00 AM – 8:00 PM
Thursday:
9:00 AM – 8:00 PM
Friday:
9:00 AM – 8:00 PM
Saturday:
9:00 AM – 5:00 PM
Sunday:
Closed
|
|
5.00
480 reviews
|
TitleMax
1504 Guadalupe St,
Laredo,
TX 78040
show on map
tel: 956-253-0035
Hours:
Monday:
10:00 AM – 7:00 PM
Tuesday:
10:00 AM – 7:00 PM
Wednesday:
10:00 AM – 7:00 PM
Thursday:
10:00 AM – 7:00 PM
Friday:
10:00 AM – 7:00 PM
Saturday:
10:00 AM – 4:00 PM
Sunday:
Closed
|
|
5.00
477 reviews
|
Advance America
502 West Calton Rd, Ste.204,
Laredo,
TX 78041
show on map
tel: 956-791-4222
Hours:
Monday:
10:00 AM – 6:00 PM
Tuesday:
10:00 AM – 6:00 PM
Wednesday:
10:00 AM – 6:00 PM
Thursday:
10:00 AM – 6:00 PM
Friday:
10:00 AM – 6:00 PM
Saturday:
10:00 AM – 3:00 PM
Sunday:
Closed
|
|
5.00
419 reviews
|
Check 'n Go
2214 Guadalupe Street,
Laredo,
TX 78043
show on map
tel: 956-718-3173
Hours:
Monday:
10:00 AM – 6:00 PM
Tuesday:
10:00 AM – 6:00 PM
Wednesday:
10:00 AM – 6:00 PM
Thursday:
10:00 AM – 6:00 PM
Friday:
10:00 AM – 6:00 PM
Saturday:
10:00 AM – 2:00 PM
Sunday:
Closed
|
|
5.00
335 reviews
|
Ace Cash Express
4311 Clark Blvd,
Laredo,
TX 78043
show on map
tel: 956-795-4733
Hours:
Monday:
9:00 AM – 7:00 PM
Tuesday:
9:00 AM – 7:00 PM
Wednesday:
9:00 AM – 7:00 PM
Thursday:
9:00 AM – 7:00 PM
Friday:
9:00 AM – 7:00 PM
Saturday:
9:00 AM – 5:00 PM
Sunday:
Closed
|
|
5.00
179 reviews
|
Check 'n Go
7807 McPherson Ave Ste 202,
Laredo,
TX 78045
show on map
tel: 956-722-1127
Hours:
Monday:
10:00 AM – 6:00 PM
Tuesday:
10:00 AM – 6:00 PM
Wednesday:
10:00 AM – 6:00 PM
Thursday:
10:00 AM – 6:00 PM
Friday:
10:00 AM – 6:00 PM
Saturday:
10:00 AM – 2:00 PM
Sunday:
Closed
|
|
4.90
200 reviews
|
Ace Cash Express
1102 Marshall St,
Laredo,
TX 78045
show on map
permanently closed
|
|
4.80
119 reviews
|
Speedy Cash
7120 San Bernardo Ave,
Laredo,
TX 78041
show on map
tel: 956-722-3199
Hours:
Monday:
9:00 AM – 7:00 PM
Tuesday:
9:00 AM – 7:00 PM
Wednesday:
9:00 AM – 7:00 PM
Thursday:
9:00 AM – 7:00 PM
Friday:
8:00 AM – 8:00 PM
Saturday:
10:00 AM – 6:00 PM
Sunday:
Closed
|
|
4.60
103 reviews
|
Speedy Cash
2119 E Saunders St,
Laredo,
TX 78041
show on map
tel: 956-722-3175
Hours:
Monday:
9:00 AM – 7:00 PM
Tuesday:
9:00 AM – 7:00 PM
Wednesday:
9:00 AM – 7:00 PM
Thursday:
9:00 AM – 7:00 PM
Friday:
8:00 AM – 8:00 PM
Saturday:
10:00 AM – 6:00 PM
Sunday:
Closed
|
6 CFPB Complaints in Laredo
There were 6 CFPB complaints in Laredo since Nov 2014.
Complaints over Years
Top 1 Companies
- Ace Cash Express: 6
Top 3 Complaints Issues
- Struggling to pay your loan: 3
- Charged fees or interest I didn't expect: 1
- Taking/threatening an illegal action: 1
Latest Reviews
Maria Sanmiguel
@google
5
/ 5
Aug 20, 2024
about Advance America's office
502 West Calton Rd, Ste.204, Laredo, TX 78041
Ricardo Rocha
@google
5
/ 5
Aug 15, 2024
about Advance America's office
502 West Calton Rd, Ste.204, Laredo, TX 78041
Lindsey Lara
@google
5
/ 5
Aug 14, 2024
about Ace Cash Express's office
2905 S Zapata Hwy, Laredo, TX 78046
Sylvia E S.
@yelp
5
/ 5
May 30, 2018
about Advance America's office
502 West Calton Rd, Ste.204, Laredo, TX 78041
Payday Loans in Laredo
- The 2019 year, in the Laredo MSA area, were 25 store locations, they made the next numbers:
- the amount of new payday loans was $10 mln
- fee charges were $15 mln
- refinances were $15 mln
- the average loan term for a single payday loan was 19 days
- the average loan term for an installment payday loan was 168 days
- the average fee for every $100 single payday loan was $23
- the average fee for every $100 installment payday loan was $195
The 2021 year: 18 payday loans storefronts do business in Laredo:
- ACE CASH EXPRESS (6 stores);
- TITLEMAX (3 stores);
- SPEEDY CASH (2 stores);
- CHECK N GO (2 stores);
- Discount Title Loans (2 stores);
- ACTION EXPRESS LOANS (1 store);
- ADVANCE AMERICA (1 store);
- Devolada Payday & Car Title Loans (1 store);
Store Locations vs Household Income
Census.gov Data of Households Income as of 2019 and Offices Distribution as of 2021.
Legend:
Less than $25,000
$25,001 - $50,000
$50,001 - $75,000
$75,001 - +$100,000
Laredo is a city on the Mexican border, in southern Texas. It offers 12 payday loan stores. Let’s understand the relationship between payday loan stores and the average household income in this city through the map.
Overall, the average household income in this city is lower than in other cities in Texas.
The Laredo Medical Center and the roundabout area has an average income of $25,000 and has three payday loan stores.
The Nye side of the city has a greater number of payday loan stores as compared to the opposite side of Laredo.
The Walmart Supercentre area has an average income of around $24,000 with one payday loan store.
China Border and the surrounding area has an average income of $25,000 with no payday loan store.
The Slaughter Park Area has an average household income of $30,000 with no payday loan store as China Border area.
The Independence hills Regional Park has an average income of $50,000 and the areas around Lake Casa Blanca International State Park shows an average income of $40,000.
In a nutshell, it can be concluded that the overall average income is lower throughout the city and has fewer payday loan stores scattered around.
Payday Loan Complaint in Laredo
For the period 2011-2021, CFPB base knows only 2 complaints from customers in Laredo.
Laredo Residents Debt-to-Income Ratios
Laredo residents have 643 median credit score and
the average number of late payments is about 7.77.
Below represented DTI (Debt-to-Income) ratios shows how Laredo residents debts stacks up against their income.
As of 2020.
Credit Card DTI
6.24%
Mortgage DTI
316.79%
Car Loan DTI
61.19%
Student Loan DTI
35.56%
Laredo Residents Financial Statistics
Below represented statistics is for Laredo,
Webb County, Texas.
As of 2019.
Median age of Laredo's residents, years
28
Labour force participation rate, %
60.2%
Unemployment rate, %
4.8%
% of residents with no health insurance
27.6%
Median individual income, USD
$22,228
Median household income, USD
$47,593
% of households with income under $35,000
39.3%
% of households with income $35,000 - $75,000
30.1%
% of households with income $75,000 - $100,000
10.9%
% of households with income over $100,000
19.9%
% of households that own their residence
61.8%
Median home value owned by residents, USD
$128,247
Median rent cost, USD
$851
Rent Burden, %
35.0%
Some official sources of data we used to build this page:
Laredo,
TX
Payday Loans are legal* in Texas.
