Garland, TX Payday Loans Lenders

4 local stores from 4 companies located in Garland, TX
Rating
Reviews
Lender
4.90
241
review
Ace Cash Express
Ace Cash Express
has 1 office
4.90
406
reviews
Advance America
Advance America
has 1 office
4.90
219
reviews
Check 'n Go
Check 'n Go
has 1 office
2.80
399
reviews
Speedy Cash
Speedy Cash
has 1 office

All Garland, TX Lenders Offices by Rating

Rating
Office Address
4.90
406 reviews
Advance America
447 N. Garland Ave., Garland, TX 75040 show on map
tel: 972-494-2705
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 3:00 PM
Sunday: Closed
4.90
241 review
Ace Cash Express
5606 Broadway Blvd, Garland, TX 75043 show on map
tel: 972-240-1366
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 9:00 AM – 7:00 PM
Saturday: 9:00 AM – 6:00 PM
Sunday: Closed
4.90
219 reviews
Check 'n Go
5335 Broadway Blvd. Ste 203, Garland, TX 75043 show on map
tel: 972-240-6400
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 10:00 AM – 6:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
2.80
399 reviews
Speedy Cash
3422 W Walnut St, Garland, TX 75042 show on map
tel: 972-276-4400
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 8:00 AM – 8:00 PM
Saturday: 10:00 AM – 6:00 PM
Sunday: Closed

17 CFPB Complaints in Garland

There were 17 CFPB complaints in Garland since Jan 2014.

Complaints over Years

Top 6 Companies

  • Ace Cash Express: 8
  • Speedy Cash: 5
  • LendNation: 1
  • Advance America: 1
  • Check 'n Go: 1
  • Community Choice Financial: 1

Top 3 Complaints Issues

  • Attempts to collect debt not owed: 2
  • Charged bank acct wrong day or amt: 2
  • Can't contact lender: 2

Latest Reviews

Roger Harris
5 / 5 Jul 27, 2024
about Speedy Cash's office
3422 W Walnut St, Garland, TX 75042
Ayrione Wilson
5 / 5 Jul 27, 2024
about Speedy Cash's office
3422 W Walnut St, Garland, TX 75042
Anne' P
5 / 5 Jul 25, 2024
about Advance America's office
447 N. Garland Ave., Garland, TX 75040
Roy C.
1 / 5 May 1, 2017
about Speedy Cash's office
3422 W Walnut St, Garland, TX 75042

Payday Loans in Garland

All payday loan business in Garland is controlled under Texas law and additionally by Local Ordinance.

Garland Payday Loans Stats

  • The 2004 year: Garland had 18 payday and auto title loan storefronts;
  • The 2014 year: 32 storefronts were In the City, borrowers paid $14.1 mill for fees.

In the 2021 year in Garland work 8 outlets:

  • THE CASH STORE (2 stores);
  • SPEEDY CASH (1 store);
  • Check N Title Loans (1 store);
  • CHECK N GO (1 store);
  • CASHMAX (1 store);
  • ADVANCE AMERICA (1 store);
  • ACE CASH EXPRESS (1 store).
Garland Residents Debt-to-Income Ratios
Garland residents have 673 median credit score and the average number of late payments is about 5.05. Below represented DTI (Debt-to-Income) ratios shows how Garland residents debts stacks up against their income. As of 2020.
Credit Card DTI
5.21%
Mortgage DTI
248.84%
Car Loan DTI
41.49%
Student Loan DTI
45.04%
Garland Residents Financial Statistics
Below represented statistics is for Garland, Dallas County, Texas. As of 2019.
Median age of Garland's residents, years
34
Labour force participation rate, %
69.3%
Unemployment rate, %
5.2%
% of residents with no health insurance
23.4%
Median individual income, USD
$28,980
Median household income, USD
$61,211
% of households with income under $35,000
25.1%
% of households with income $35,000 - $75,000
35.7%
% of households with income $75,000 - $100,000
14.6%
% of households with income over $100,000
24.7%
% of households that own their residence
62.5%
Median home value owned by residents, USD
$160,753
Median rent cost, USD
$1,133
Rent Burden, %
31.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Texas Flag
Garland, TX
Payday Loans are legal* in Texas.
Store
4 Local Stores
Company
4 Companies
Review
1265 Reviews
Online
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