Brownsville, TX Payday Loans Lenders

7 local stores from 4 companies located in Brownsville, TX

Rating	Reviews	Lender
4.90	669 reviews	Ace Cash Express has 2 offices
5.00	695 reviews	Advance America has 2 offices
4.95	344 reviews	Check 'n Go has 2 offices
4.90	692 reviews	TitleMax has 1 office

All Brownsville, TX Lenders Offices by Rating

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Open Now 78521 78520 78526

Rating	Office Address
5.00 493 reviews	Advance America 1669 Central Blvd., Brownsville, TX 78520 show on map tel: 956-554-0408 Hours: + - Monday: 10:00 AM – 6:00 PM Tuesday: 10:00 AM – 6:00 PM Wednesday: 10:00 AM – 6:00 PM Thursday: 10:00 AM – 6:00 PM Friday: 10:00 AM – 6:00 PM Saturday: 10:00 AM – 3:00 PM Sunday: Closed
5.00 202 reviews	Advance America 2921 Boca Chica, Ste. 23B, Brownsville, TX 78521 show on map permanently closed
5.00 199 reviews	Check 'n Go 3505 Boca Chica Blvd. Suite 147, Brownsville, TX 78521 show on map tel: 956-982-6880 Hours: + - Monday: 10:00 AM – 6:00 PM Tuesday: 10:00 AM – 6:00 PM Wednesday: 10:00 AM – 6:00 PM Thursday: 10:00 AM – 6:00 PM Friday: 10:00 AM – 6:00 PM Saturday: 10:00 AM – 2:00 PM Sunday: Closed
4.90 692 reviews	TitleMax 3300 Boca Chica Blvd, Brownsville, TX 78521 show on map tel: 956-544-0735 Hours: + - Monday: 10:00 AM – 7:00 PM Tuesday: 10:00 AM – 7:00 PM Wednesday: 10:00 AM – 7:00 PM Thursday: 10:00 AM – 7:00 PM Friday: 10:00 AM – 7:00 PM Saturday: 10:00 AM – 4:00 PM Sunday: Closed
4.90 360 reviews	Ace Cash Express 905 Paredes Line Rd, Brownsville, TX 78521 show on map tel: 956-542-6700 Hours: + - Monday: 10:00 AM – 6:00 PM Tuesday: 10:00 AM – 6:00 PM Wednesday: 10:00 AM – 6:00 PM Thursday: 10:00 AM – 6:00 PM Friday: 10:00 AM – 7:00 PM Saturday: 10:00 AM – 5:00 PM Sunday: Closed
4.90 309 reviews	Ace Cash Express 2921 Boca Chica Blvd, Brownsville, TX 78521 show on map tel: 956-541-7700 Hours: + - Monday: 9:00 AM – 8:00 PM Tuesday: 9:00 AM – 8:00 PM Wednesday: 9:00 AM – 8:00 PM Thursday: 9:00 AM – 8:00 PM Friday: 9:00 AM – 8:00 PM Saturday: 9:00 AM – 5:00 PM Sunday: Closed
4.90 145 reviews	Check 'n Go 2451 Pablo Kisel Blvd. Ste C3, Brownsville, TX 78526 show on map permanently closed

Near By Cities by Office Count

Harlingen(10)

San Benito(4)

3 CFPB Complaints in Brownsville

There were 3 CFPB complaints in Brownsville since May 2015.

Complaints over Years

Top 1 Companies

Speedy Cash: 3

Top 2 Complaints Issues

Struggling to pay your loan: 2
Charged fees or interest I didn't expect: 1

Latest Reviews

Rosa Sanchez @google

5 ^{/ 5} Aug 9, 2024

about Ace Cash Express's office

905 Paredes Line Rd, Brownsville, TX 78521

Fannie Washington @google

5 ^{/ 5} Jul 27, 2024

about Ace Cash Express's office

905 Paredes Line Rd, Brownsville, TX 78521

Nicole Flores @google

5 ^{/ 5} Jul 26, 2024

about Advance America's office

1669 Central Blvd., Brownsville, TX 78520

Payday Loans in Brownsville

Local Regulation

Brownsville has the local payday loan regulation.

Local Ordinance NO. 2010-1521
Passed on 16 Feb 2010
Signed by Pat M. Ahumada, Jr (Mayor), Estela Von Hatten (City Secretary), Mark Sossi (City Attorney)

Restrictions

Using payday loans stores are prohibited in:
- Dwelling/retail use district;
- Apartment use district;
- Professional use office district;
- Light Retail use district;
- Medium Retail use district

For General Retail use district:
- 1,000 feet from residential lots

Brownsville Payday Loan Stats

The 2019 year, in the Brownsville-Harlingen MSA area, were 44 store locations (payday loans and auto title stores), that made the next numbers:
- The amount of new payday loans: $14 mln
- Fee charges: $17 mln
- Refinances: $17 mln
- the average loan term for a single payday loan was 19 days
- the average loan term for an installment payday loan was 163 days
- the average fee for every $100 single payday loan was $22
- the average fee for every $100 installment payday loan was $164

In 2021 year, 12 payday loan storefronts (7 different companies) have active licensees in Brownsville. (Source – occc.texas.gov)

ACE Cash Express (Ace Credit Access, LLC): 3 stores;
CHECK N GO (SOUTHWESTERN & PACIFIC SPECIALTY FINANCE INC): 2 stores;
Discount Title Loans (VIN TITLE LLC): 2 stores;
THE CASH STORE (COTTONWOOD FINANCIAL TEXAS LLC): 2 stores;
Advance America (ACSO OF TEXAS LP): 1 store;
TITLEMAX (TITLEMAX OF TEXAS INC): 1 store;
LOANSTAR TITLE LOANS (WELLSHIRE FINANCIAL SERVICES LLC): 1 store.

Brownsville Residents Debt-to-Income Ratios

Brownsville residents have 648 median credit score and the average number of late payments is about 8.92. Below represented DTI (Debt-to-Income) ratios shows how Brownsville residents debts stacks up against their income. As of 2020.

Credit Card DTI

6.95%

Mortgage DTI

248.27%

Car Loan DTI

63.96%

Student Loan DTI

38.73%

Brownsville Residents Financial Statistics

Below represented statistics is for Brownsville, Cameron County, Texas. As of 2019.

Median age of Brownsville's residents, years

Labour force participation rate, %