Lorain, OH Payday Loans Lenders

3 local stores from 3 companies located in Lorain, OH
Rating
Reviews
Lender
4.90
471
review
Ace Cash Express
Ace Cash Express
has 1 office
5.00
623
reviews
Advance America
Advance America
has 1 office
3.80
27
reviews
CheckSmart
CheckSmart
has 1 office

All Lorain, OH Lenders Offices by Rating

Rating
Office Address
5.00
623 reviews
Advance America
3288 Oberlin Ave., Lorain, OH 44053 show on map
tel: 440-989-3006
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 9:00 AM – 6:00 PM
Saturday: Closed
Sunday: Closed
4.90
471 review
Ace Cash Express
3040 Oberlin Ave, Lorain, OH 44052 show on map
tel: 440-989-2274
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 9:00 AM – 7:00 PM
Saturday: 9:00 AM – 5:00 PM
Sunday: Closed
3.80
27 reviews
CheckSmart
2193 North Ridge Road E, Lorain, OH 44055 show on map
tel: 440-363-4288
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 8:00 AM – 8:00 PM
Saturday: 9:00 AM – 4:00 PM
Sunday: Closed

6 CFPB Complaints in Lorain

There were 6 CFPB complaints in Lorain since Feb 2014.

Complaints over Years

Top 4 Companies

  • Check 'n Go: 3
  • Community Choice Financial: 1
  • Ace Cash Express: 1
  • Speedy Cash: 1

Top 3 Complaints Issues

  • Communication tactics: 1
  • Can't stop withdrawals from your bank account: 1
  • Can't stop charges to bank account: 1

Latest Reviews

Kendra Elaine
5 / 5 Aug 16, 2024
about Ace Cash Express's office
3040 Oberlin Ave, Lorain, OH 44052
Chris Lynch
5 / 5 Jul 29, 2024
about Advance America's office
3288 Oberlin Ave., Lorain, OH 44053
Chris Leatherwood
5 / 5 Jul 20, 2024
about Ace Cash Express's office
3040 Oberlin Ave, Lorain, OH 44052
Lorain Residents Debt-to-Income Ratios
Lorain residents have 637 median credit score and the average number of late payments is about 5.51. Below represented DTI (Debt-to-Income) ratios shows how Lorain residents debts stacks up against their income. As of 2020.
Credit Card DTI
4.83%
Mortgage DTI
182.79%
Car Loan DTI
31.89%
Student Loan DTI
44.96%
Lorain Residents Financial Statistics
Below represented statistics is for Lorain, Lorain County, Ohio. As of 2019.
Median age of Lorain's residents, years
37
Labour force participation rate, %
57.8%
Unemployment rate, %
8.7%
% of residents with no health insurance
7.1%
Median individual income, USD
$22,530
Median household income, USD
$38,291
% of households with income under $35,000
46.0%
% of households with income $35,000 - $75,000
31.8%
% of households with income $75,000 - $100,000
10.7%
% of households with income over $100,000
11.5%
% of households that own their residence
56.1%
Median home value owned by residents, USD
$88,170
Median rent cost, USD
$697
Rent Burden, %
39.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Ohio Flag
Lorain, OH
Payday Loans are legal* in Ohio.
Store
3 Local Stores
Company
3 Companies
Review
1121 Review
Online
YES Online Loans