Dayton, OH Payday Loans Lenders

5 local stores from 2 companies located in Dayton, OH
Rating
Reviews
Lender
3.70
430
reviews
Ace Cash Express
Ace Cash Express
has 1 office
4.00
136
reviews
CheckSmart
CheckSmart
has 4 offices

All Dayton, OH Lenders Offices by Rating

Rating
Office Address
4.30
32 reviews
CheckSmart
2930 W. Alex Bell Rd., Dayton, OH 45459 show on map
tel: 937-428-7530
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 8:00 AM – 8:00 PM
Saturday: 9:00 AM – 4:00 PM
Sunday: Closed
4.20
19 reviews
CheckSmart
2129 Needmore Rd., Dayton, OH 45414 show on map
tel: 937-567-1450
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 8:00 AM – 8:00 PM
Saturday: 9:00 AM – 4:00 PM
Sunday: Closed
4.10
29 reviews
CheckSmart
5521 Salem Avenue, Dayton, OH 45426 show on map
tel: 937-854-3392
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 8:00 AM – 8:00 PM
Saturday: 9:00 AM – 4:00 PM
Sunday: Closed
3.70
430 reviews
Ace Cash Express
3516 W Siebenthaler Ave, Dayton, OH 45406 show on map
tel: 937-275-4912
Hours:
Monday: 10:00 AM – 6:00 PM
Tuesday: 10:00 AM – 6:00 PM
Wednesday: 10:00 AM – 6:00 PM
Thursday: 10:00 AM – 6:00 PM
Friday: 9:00 AM – 6:00 PM
Saturday: 10:00 AM – 5:00 PM
Sunday: Closed
3.40
56 reviews
CheckSmart
4212 Linden Avenue, Dayton, OH 45432 show on map
tel: 937-254-7800
Hours:
Monday: 9:00 AM – 7:00 PM
Tuesday: 9:00 AM – 7:00 PM
Wednesday: 9:00 AM – 7:00 PM
Thursday: 9:00 AM – 7:00 PM
Friday: 8:00 AM – 8:00 PM
Saturday: 9:00 AM – 4:00 PM
Sunday: 11:00 AM – 5:00 PM

16 CFPB Complaints in Dayton

There were 16 CFPB complaints in Dayton since Nov 2014.

Complaints over Years

Top 5 Companies

  • Check 'n Go: 7
  • Community Choice Financial: 4
  • Advance America: 2
  • Ace Cash Express: 2
  • Speedy Cash: 1

Top 3 Complaints Issues

  • Can't stop charges to bank account: 3
  • Money was taken from your bank account on the wrong day or for the wrong amount: 2
  • Received a loan you didn't apply for: 2

Latest Reviews

Lisa Easterling
5 / 5 Jul 11, 2024
about Ace Cash Express's office
3516 W Siebenthaler Ave, Dayton, OH 45406
Eli Fleming
5 / 5 Jul 8, 2024
about CheckSmart's office
5521 Salem Avenue, Dayton, OH 45426
Kain Hamblin
3 / 5 Jul 4, 2024
about CheckSmart's office
2129 Needmore Rd., Dayton, OH 45414
Rashonda H.
4 / 5 Mar 29, 2023
about Ace Cash Express's office
3516 W Siebenthaler Ave, Dayton, OH 45406
Peggy M.
5 / 5 Oct 21, 2022
about Ace Cash Express's office
3516 W Siebenthaler Ave, Dayton, OH 45406
Sheryl M.
1 / 5 Dec 21, 2017
about Ace Cash Express's office
3516 W Siebenthaler Ave, Dayton, OH 45406
Dayton Residents Debt-to-Income Ratios
Dayton residents have 662 median credit score and the average number of late payments is about 5.66. Below represented DTI (Debt-to-Income) ratios shows how Dayton residents debts stacks up against their income. As of 2020.
Credit Card DTI
5.86%
Mortgage DTI
235.76%
Car Loan DTI
37.91%
Student Loan DTI
61.48%
Dayton Residents Financial Statistics
Below represented statistics is for Dayton, Montgomery County, Ohio. As of 2019.
Median age of Dayton's residents, years
33
Labour force participation rate, %
57.1%
Unemployment rate, %
10.7%
% of residents with no health insurance
9.3%
Median individual income, USD
$18,644
Median household income, USD
$32,540
% of households with income under $35,000
52.5%
% of households with income $35,000 - $75,000
29.1%
% of households with income $75,000 - $100,000
9.3%
% of households with income over $100,000
9.1%
% of households that own their residence
46.5%
Median home value owned by residents, USD
$66,125
Median rent cost, USD
$706
Rent Burden, %
39.0%
Some official sources of data we used to build this page:
ACS CENSUS IRS USGS
Ohio Flag
Dayton, OH
Payday Loans are legal* in Ohio.
Store
5 Local Stores
Company
2 Companies
Review
566 Reviews
Online
YES Online Loans